Your Local Real Estate Professionals Since 1974

Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand.

One of our specialties is representing the best interests of Greater Cleveland area buyers throughout the home buying process. Our comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.

If you're like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home, your dream home or an investment property, why not take advantage of our 34 years of experience as  local market experts for the Greater Cleveland area to make the most informed decisions you can, every step of the way?

FIRST TIME HOME BUYERS and Existing Homeowners

•  FHA programs are available with low assumable interest rates and low down payments, as well as, very affordable Conventional and Jumbo loans, making this a GREAT TIME to purchase a home! 
• We are active REALTOR members in the local NACA Program for home purchases up to $226,000 in Cuyahoga County with 0% Down and Seller contributions towards interest rate buydowns on fixed 30 year rates below 4%.
• The Ohio Finance Agency has reinstated the down payment assistance program for qualifying buyers as well. Home prices are at affordable ranges throughout the area, So give us a call at 440-821-6179 or e-mail us at

DebChandler@HowardHanna.com for more details

OUR TOP TEN SERVICE ELEMENTS OF THE BUYER VALUE PROPOSITION

1.  NEEDS ANALYSIS

     Analyze buyer's wants and needs

     Help buyer get clear picture of her ideal home

2.  PREQUALIFICATION or PRE-APPROVAL

     Guide buyer to loan officer

     Obtain prequalification or pre-approval

     Help choose best mortgage financing plan

3.  NEIGHBORHOOD INFORMATION

     Create broad neighborhood search profile

     Provide list of target neighborhoods and related information for each

4.  HOME SEARCH

     Organize and schedule a home search process

     Ongoing updates, drive-bys and showings of available homes

5.  MAKE AN OFFER

     Compare homes and make decision

     Advise on terms and issues of offer

     Fill out purchase contract

6.  NEGOTIATING TO BUY

     Present the offer

     Neogtiate on buyer's behalf    

7.  VENDOR COORDINATION

     Advise and supervise vendor selections

     Coordinate vendor services

8.  PRECLOSE PREPARATION

     Coordinate and supervise document preparation

     Provide preclosing consulting    

9.  CLOSING

     Preview closing documents

     Resolve last-minute issues

     Complete transaction

10. POST CLOSING

      Coordinate move-in

      Assist with postclosing issues